Uni : Next-gen cards & Paychek

Features Uni : Next-gen cards & Paychek

We are changing how India experiences credit.
To one that’s simple, transparent, and effortless and is straight from the future.
Here’s what it looks like:Uni Paychek - Indias 1st salary subscription product.Receive a credit of up to ₹100,000 every month.
Sent directly to your bank account.
Just like a salary before your salary.
👉
🏼Subscribe with a paperless one-time setup that takes less than 3 minutes
🗓Note the eligible amount and Paychek date basis plan.
Your Paychek arrives on this date every month
🌟You get 15/30 days of credit period each month, depending on the plan selected⏸ Don’t need Paychek for a month?
You can always pause it from the app
🔄Get 15/30 days more to clear your credit card bill, cover your EMIs, and pay rent and utility bills…you can use Paychek for anything and everything
🎖Paychek is enabled by our partners - nationally recognized NBFCs that are regulated by RBI
😇Over 2 Lakh happy users have made Paychek a part of their monthly financesYou can also choose from 2 variants 15 day and 30-day plans.
The 30-day plan comes with a nominal subscription fee.
Try it today!How to begin (Steps for new users)1️⃣Download the Uni app2️⃣Check eligibility3️⃣Complete KYC4️⃣Subscribe to PaychekPaychek details - Paychek amount upto Rs 1,00,000 every monthMin Tenure to repay - 24 months & Max tenure to repay - 24 monthsSubscription plan : 15 day & 30 daySubscription fee - Zero fee for the 15-day plan & One-time subscription fee of Rs 1999 (including GST) for 30 day planMax APR (Annual percentage rate) is 48% + GST ( this includes carry forward fee ) and it varies across the risk profile of the customer If repaid in 24 months applicable APR is charged If repaid in full by the due date - zero APR is chargedExample of a Paychek transaction with Rs 50,000 Amount :Amount : Rs 50,000Annualised Carry Forward fee (Interest) : 45% p.a + GSTSubscription Plan : 30 DaySubscription Fee : Rs 1999Disbursal Amount : Rs 50,000If repaid by due date Carry forward fee ( Interest ) = 0Total amount to be paid = Rs.
51,999 incl.
Of GSTIf repaid in 24 monthsCarryforward fee = Rs 19,276 + GSTTotal amount to be paid = Rs.
71,275 + GST*Carryforward fee varies based on customer risk profile.--------------------------------------NX Wave Credit CardThe next-gen credit card for reward-lovers is here.
Issued by SBM & Yes Bank in co brand partnership with Uniorbit Platform Services Private Limited, the NX Wave Credit Card brings you an incredible experience and value like nothing you’ve seen before.What the Wave brings you:> 1% cashback* on your spendings> 5x more value than your cashback at the Uni Store> 0% forex markup fee.
Pay nothing extra on international transactions> Lifetime FREE: no annual or renewal fee> Choice of six breathtaking colors> Fuel surcharge waiver*Not applicable on fuel purchase, rent & wallet transfers, ATM withdrawals & international transactions.Your NX Wave Credit Card is super secure:* Stay in control: manage your card and its limits from the Uni app* Avoid mishaps: Freeze/unfreeze your physical card if lost* Strong on privacy: PCI-DSS certified, so your data is always safe--------------------------------------To know more, you can always check our website
🌐 paychek.uni.club Or send us an email to
📧[email protected] Office address -Uniorbit Technologies Pvt Ltd.
(Uni Cards)No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034List of partnered entitiesNBFC - NDX P2P PRIVATE LIMITEDNBFC - Transactree Technologies Private LimitedNBFC - Northern Arc Capital LimitedNBFC - Kisetsu Saison Finance (India) Private Limited